Basel II & Compliance

Manage credit risk inputs, risk classifications, risk-weighted assets and regulatory reporting through integrated banking functionality.

Key Capabilities

📊

Risk-Weighted Assets

Maintain risk-weighted asset information and supporting risk parameters.

🛡️

Credit Risk Assessment

Manage risk grades, default provisions and borrower rating information.

📋

Credit Risk Input Data

Maintain quantitative, qualitative, financial, sales trend and ownership inputs.

📈

Market Risk

Maintain general market risk classifications and specific risk capital charge information.

🏷️

Exposure Classification

Classify business activities, products and on- and off-balance-sheet exposures.

🏦

Central Bank Reporting

Access capital adequacy, assets and liabilities, exposure and sectorial reports.

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Functional Areas

📊 Risk Grades and Default Provisions
  • Risk grades and default provisions
  • Risk-weighted assets
  • Credit conversion factors
  • Counterparty and borrower rating information
🛡️ Standard Supervisory Haircuts
  • Sovereigns
  • Other issues
📈 Market Risk and Capital Charges
  • General market risk
  • Specific risk capital charges
  • Market risk classifications
📋 Credit Risk Input Data
  • Credit risk quantitative and qualitative input
  • Qualitative management factors
  • Financial reporting input factors
  • Sales trend factors
  • Ownership input factors
🏷️ Business, Product and Exposure Classification
  • Classification of activities by business area
  • Exposure classifications
  • On-balance-sheet and off-balance-sheet classifications
  • Activities and products
  • Product classifications by business area
  • Business area classifications
👥 Counterparty and Related-Party Information
  • Counterparty and borrower rating information
  • Insider and related-party details
🏦 Central Bank Returns and Capital Adequacy Reporting

Financial Statements & Returns

  • Income Statement
  • Capital Components

Prudential Regulatory Reports

  • Capital Adequacy Part A — Income/Expense and Asset Quality
  • Capital Adequacy Part B — Interest Rate Sensitivity

Assets and Liabilities

  • BK5 — Assets
  • BK5 — Liabilities
  • Assets/Liabilities — With Capital Reserves
  • Assets/Liabilities — No Capital Reserves

Exposure and Deposit Reporting

  • Top Ten Exposures
  • Top Ten Depositors
  • Top Weekly Deposits
  • Top Weekly Transfers
  • Top Withdrawals
  • 1%, 5%, 10% and Above 10% Deposits

Sectorial and Industrial Reporting

  • Indigenous Lending
  • Acceptances — Sectorial
  • Acceptances — Industrial
  • Loans and Advances — Sectorial
  • Loans and Advances — Industrial
  • Deposits Sectorial

Other Reports

  • Interest/Fee Income — Loans/Advances/Leases
  • Currency Net Position

Strengthen Risk Oversight

Support consistent risk classification, credit risk assessment and regulatory reporting through integrated banking functionality.

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